Guidance, written plainly.
Practical articles on what to do, when to do it, and what it will involve.
What Is Credit Control? Best Practice for Preventing Debt Before It Happens
What is credit control? It is the set of checks, terms, and chasing steps a business applies before, at, and just after it supplies, so unpaid invoices never become a…
Read the article →More insights
Debt Recovery UK - A Complete Guide for Businesses 2026
Unpaid invoices drain cash flow, stall growth, and tie up resources that should be driving your business forward. Debt recovery UK services exist to fix that problem, fast. Whether you're…
How to Recover an Unpaid Invoice - Step by Step Guide
Unpaid invoices drain your cash flow, distort your forecasts, and quietly kill growing businesses. Knowing how to recover an unpaid invoice isn't optional admin work - it's a core commercial…
What Is a Letter Before Action and How Do You Send One
A letter before action is a formal written notice sent to a debtor or party in breach, demanding payment or specific action within a set deadline - usually 7 to 14 days - before…
Letter Before Action Template and Requirements Under the Pre-Action Protocol
A letter before action template gives you a ready-made framework to formally demand payment or resolution before taking a dispute to court. It's the last step before litigation, and getting…
How Long Do You Have to Wait After a Letter Before Action
Sending a letter before action is one thing. Knowing how long to wait after letter before action is what actually determines whether you recover your money or waste months chasing…
What Is a County Court Judgment and How Do You Get One
A County Court Judgment (CCJ) is a court order issued in England, Wales or Northern Ireland when someone fails to repay money they owe. If a creditor takes you to…
How to Enforce a CCJ When the Debtor Does Not Pay
Winning a County Court Judgment is only half the battle. If the debtor doesn't pay up within the timeframe set by the court, that judgment is just a piece of…
Charging Orders Explained - How to Secure a Debt Against Property
Charging orders explained: if a debtor owes you money and won't pay, a charging order secures that debt against their property. It's one of the most effective enforcement tools available…
Third Party Debt Orders - How to Recover Money From a Debtor's Bank Account
Chasing a debtor who won't pay but banks with a high-street lender? Third party debt orders are one of the sharpest enforcement tools available to judgment creditors in England and…
What Is a Statutory Demand and When Should You Use One
A statutory demand is a formal written notice issued under the Corporations Act 2001 requiring a company to pay a debt of at least $4,000 within 21 days. Miss that…
How to Respond to a Statutory Demand as a Debtor
A statutory demand is one of the most serious pieces of paper a company can receive. Ignore it, and you hand a creditor the keys to a winding-up petition within…
What Is a Winding Up Petition and When Is It Appropriate
A winding up petition is a formal legal application filed at court to force a company into compulsory liquidation. It's the most serious action a creditor can take against your…
Winding Up Petition Process - A Step by Step Guide for Creditors
The winding up petition process is one of the most aggressive debt recovery tools a creditor can deploy against your company. Once filed at court, it triggers a chain of…
How to Recover a Debt From an Insolvent Company
When a customer or supplier goes under, the money they owe you doesn't simply disappear - but recovering it becomes a race against time and a queue of other creditors.…
Proof of Debt in Insolvency - How Creditors Get Paid
When a company or individual becomes insolvent, creditors don't automatically get paid. You have to prove what you're owed. That's where proof of debt in insolvency comes in - a…
Small Claims Court Debt Recovery - What to Expect
Chasing unpaid invoices drains time, cash flow, and patience. When polite reminders and demand letters fail, small claims court debt recovery becomes the fastest, most cost-effective way to force payment.…
Fast Track and Multi Track Debt Claims - What Is the Difference
Understanding the difference between fast track vs multi track claims can determine whether your case settles in months or drags on for over a year - and how much you'll recover in…
Can You Recover Legal Costs When Recovering a Debt
Chasing an unpaid invoice is frustrating enough without footing the bill for solicitors, court fees and enforcement action on top. The good news? In most commercial debt claims, you can…
How Much Does Debt Recovery Cost in England and Wales
Unpaid invoices drain cash flow, tie up resources, and quietly erode your bottom line. So before you chase that overdue account, you need a clear answer to one question: how…
How Long Does Debt Recovery Take From Start to Finish
Cash flow problems don't wait, so knowing how long does debt recovery take is critical before you commit time and money to chasing unpaid invoices. The honest answer: anywhere from…
Debt Recovery Interest - What Can You Claim Under the Late Payment Act
Unpaid invoices don't just hurt cash flow - they cost you money every day they sit outstanding. That's exactly why the debt recovery interest late payment act exists: to put…
Personal Guarantees - How to Enforce Them When a Business Debt Is Unpaid
When a business defaults on its debts, a personal guarantee can be the difference between recovering your money and writing it off. Enforcing personal guarantees allows creditors to pursue the…
Statutory Demand Time Limits - What Happens If You Miss Them
Miss a statutory demand deadline and you hand your opponent the keys to a winding-up petition. Statutory demand time limits are the hard clock that governs how long a debtor…
Disputed Debts - What Happens When the Debtor Says They Do Not Owe the Money
Disputed debt recovery is what happens when a customer refuses to pay and backs that refusal with a reason: faulty goods, missed deadlines, a contract dispute, or simply a claim…
Debt Recovery Against Sole Traders and Partnerships
Unpaid invoices don't just dent your cash flow - they threaten the survival of your business. For sole traders and partnerships, the stakes are even higher. Unlike limited companies, you're…
Cross Border Debt Recovery - Recovering Money From Overseas Debtors
Chasing unpaid invoices is hard enough when your debtor is down the road. When they're in another country, the difficulty multiplies. Different legal systems, languages, currencies and enforcement rules can…
Speak to a solicitor
Tell us what has happened and we will tell you what needs doing, in plain terms and with no obligation.
Speak to a Debt Recovery Solicitor
We answer every enquiry within one working day.
Thank you.
Your enquiry has reached us. A solicitor will be in touch within one working day.